Consumer Loans
New & Used Auto Loans
New Auto Loans
Finance up to 110% of the MSRP on new vehicles with a copy of the purchase agreement. Maximum term on new vehicles is 72 months.
Used Auto Loans
Finance 90% to 95% (based on credit worthiness) of the current NADA average retail value but not more than the purchase price.
Auto Loan Calculator
Apply Online
Complete your loan application online to apply for your vehicle loan today! [$25 application fee applies]
Personal Loans
- Personal unsecured loans to members are available up to a maximum of $5,000.00 per each member.
- Secured loans by share deposits are limited to the amount of funds on deposit at the credit union. Funds equal to the outstanding balance of the loan must remain on deposit until the loan is paid in full.
- Loans to pay for educational tuition are available with a copy of the tuition bill.
- Christmas loans are available for seasonal shopping and credit card payments. November through January.
Rates*
Effective 7/12/2024
A $25.00 Application Fee Required
**$500.00 OR MORE FOR 12 MONTHS
*Loan rates are subject to change at any time by resolution of the Preston Federal Credit Union Board of Directors.
Accounts Federally insured to $250,000.00 by the NCUA, an agency of the U.S. Government.
Preston Federal Credit Union NMLS ID #790272
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