304-329-2699 | 800-759-2699 info@prestonfcu.com

Consumer Loans

New & Used Auto Loans

New Auto Loans

Finance up to 110% of the MSRP for New vehicles with a copy of the purchase agreement.   Maximum terms for payment schedule: Year 2017-2019 – 72 Months

Used Auto Loans

Finance 90%-95% of the current NADA average retail value but not more than the purchase price. Contact the credit union for the maximum amount for financing.

Auto Loan Calculator

Estimate your loan payment without GAP Plus insurance and with the insurance. 72 Months is maximum Gap Insurance term.

Apply Online

Complete your loan application online to apply for your vehicle loan today! [$25 application fee applies]

Personal Loans

  • Personal unsecured loans to members are available up to a maximum of $5,000.00 per each member. Depending upon work experience, income and credit history.
  • Secured loans by share deposits are limited to the amount of funds on deposit at the credit union. Funds equal to the outstanding balance of the loan must remain on deposit until the loan is paid off.
  • Loans to pay for educational tuition are available with a copy of the tuition bill.
  • Christmas loans are available for seasonal shopping and credit card payments. November to January.
    • The total amount of all unsecured loans to each member cannot exceed $5,000.00


Effective 7/10/2023
A $25.00 Application Fee Required




**$500.00 OR MORE FOR 12 MONTHS

*Loan rates are subject to change at any time by resolution of the Preston Federal Credit Union Board of Directors.

Accounts Federally insured to $250,000.00 by the NCUA, an agency of the U.S. Government.


Preston Federal Credit Union NMLS ID #790272
Kraig A. Whitehair NMLS ID #802277 

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