304-329-2699 | 800-759-2699 info@prestonfcu.com

Share Draft Checking

Premier Personal Share Draft Checking

Get the most from your checking account with our Premier Personal Share Draft Checking account.

No per check charges

No monthly account maintenance fee

No minimum balance requirement

Additional account features:

  • Minimum opening balance is $100.00.
  • Earn dividend interest on balance of $300.00 or more.
  • Competitive Rates on your account balance.
  • Member purchases check books.
  • Checks with carbon copies for your record keeping.
  • Monthly statement showing checks cleared and dividend interest paid.
  • Overdraft protection available from your share savings accounts.
  • Fee for automatic transfer for overdraft protection.
  • Direct deposit available.
  • Cleared checks are not returned with the statement.
  • Current Rates
    Effective 01/29/2024

    Dividend interest for share draft checking is computed on the daily balance and posted monthly. The annual percentage rate, (APY) is computed with monthly interest compounding and assumes that the dividend interest earned remains on deposit in the same account for a minimum of 12 months.

    Fees & Charges

    *Overdraft transfers will be for the amount of the deficit.

    Accounts Federally insured to $250,000.00 by the NCUA, an agency of the U.S. Government.


    Preston Federal Credit Union NMLS ID #790272
    Kraig A. Whitehair NMLS ID #802277 

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