Share Draft Checking

Premier Personal Share Draft Checking

Get the most from your checking account with our Premier Personal Share Draft Checking account.

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No per check charges

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No monthly account maintenance fee

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No minimum balance requirement

Additional account features:

Minimum opening balance is $100.00.

Earn dividend interest on balance of $300.00 or more.

Competitive Rates on your account balance.

Member purchases check books.

Checks with carbon copies for your record keeping.

Monthly statement showing checks cleared and dividend interest paid.

Overdraft protection available from your share savings accounts.

Fee for automatic transfer for overdraft protection.

Direct deposit available.

Cleared checks are not returned with the statement.

Current Rates
Effective 04/01/2019

Dividend interest for share draft checking is computed on the daily balance and posted monthly. The annual percentage rate, (APY) is computed with monthly interest compounding and assumes that the dividend interest earned remains on deposit in the same account for a minimum of 12 months.

Fees & Charges

Effective July 1, 2020

*Overdraft transfers will be for the amount of the deficit.

View Our Funds Availability Policy

Accounts Federally insured to $250,000.00 by the NCUA, an agency of the U.S. Government.

Preston Federal Credit Union NMLS ID #790272
Kraig A. Whitehair NMLS ID #802277

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